​A working Visa health insurance plan must provide coverage for in-patient medical services and hospital cover, plus  ambulance cover. This will help with the costs of some doctors and hospital visits, should you need them.

 Most working Visa health covers don’t cover you for  services such as dental, optical or physiotherapy. If you want any of these services covered, you can purchase a higher level plan, or take ancillary or extras cover.

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​What Kind Of Health Insurance Do I Need For My Student Visa?

​To be granted a Student Visa for Australia you must purchase Overseas Student Health Cover (OSHC). There are some countries with special agreements with Australia, and people from those countries may be exempt from needing OSHC.

​At the least, an OSHC plan must provide adequate medical and hospital cover, plus emergency ambulance transport and limited pharmaceutical cover. This will help with the costs for some doctors and hospital visits, should you need them.

 OSHC generally doesn’t cover you for services such as dental, optical or physiotherapy. But if you’d like to be covered for these services, you can take out ancillary or extras cover.